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Find the Best Extended Car Warranty Companies in Baltimore, MD

In Baltimore, lengthy commutes and road salt during winter take a toll on vehicles. An extended auto warranty covers your car if it breaks down and needs repairs. The Baltimore Sun has partnered with ConsumerAffairs to create this guide by comparing plans, popularity and regional availability of 38 businesses and choosing eight favorites from the top extended auto warranty companies in Baltimore.

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What does an extended car warranty cover in Baltimore?

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Basic extended auto warranties typically cover repairs or replacements on major systems and parts essential to the function of the car, such as engine and transmission. They are similar to a manufacturer’s powertrain warranty. Basic extended warranties usually cover:

  • Electrical
  • Engine
  • Transmission
  • Drive axle
  • Transfer case
  • Cooling system

Most Baltimore companies offer upgrades, with several levels of coverage. Comprehensive plans are sometimes called “bumper-to-bumper” or “exclusionary,” because they cover everything, with a few stated exclusions. Premium extended warranties add coverage for:

  • Steering
  • Air conditioning
  • Suspension
  • Fuel system
  • Brakes (pads and rotors excluded)

While car insurance covers damage from collision, theft or major weather events, it doesn’t pay for repairs due to malfunction or wear and tear. Extended auto warranties cover the rest.

How much does an extended car warranty cost in Baltimore?

For a 2015 Honda Accord with 40,000 miles, a basic, three-year extended auto warranty costs around $1,575 total in Baltimore. Premium plans, however, may cost up to $3,000.

The price of an extended car warranty depends on type of policy, type of car and mileage. Where you live, the term length of the contract and how many miles you drive per year also affect extended auto warranty cost. When getting quotes for an extended car warranty in Baltimore, ask about discounts for students, seniors and military, and extras that might be included for free, like roadside service, towing, key fob replacement and tire replacement.

Are extended auto warranties worth it for Baltimore drivers?

Extended car warranties typically pay for themselves with one major repair, like an engine rebuild, which costs around $3,000. A service contract can be an affordable way to deal with unexpected, expensive car repair bills; monthly payment options, offered by many companies, help spread out the cost of a contract over time.

With traffic congestion in Baltimore, cars suffer additional wear and tear. If something on your vehicle breaks down, having a coverage plan in place can save money and even provide a rental car. Some plans might also have added coverage available for damage due to perforation from rust caused by salt on the roads during Baltimore winters.

Baltimore extended auto warranty FAQ

How long is a used car warranty?

Used car warranties typically have maximum terms of five to 10 years, depending on vehicle age and mileage.

Can you cancel an extended warranty on a car?

You can cancel an extended warranty on a car, but your refund amount will most likely be prorated based on mileage and policy usage. Many Baltimore companies offer a 30-day money-back guarantee when you first sign up.

Can I buy an extended warranty later?

You can purchase an extended warranty when a car is used, whether you just bought it or you’ve owned it for a while. Keep in mind that most companies have an age or mileage limit and the cost rises as your car ages and accrues mileage.

Where can I use my car warranty in Baltimore?

Most extended car warranties are good at any dealership or with any ASE-certified technician in Baltimore.

Baltimore extended car warranty company information

Endurance Auto Warranty

Endurance Auto Warranty is a direct provider offering five levels of coverage, including a plan for high-mileage vehicles with up to 200,000 miles. The most basic plan covers the drive axle, engine, fuel system, transfer case, transmission and turbo charger. The Supreme exclusionary plan also covers electrical systems, air conditioning and suspension, and many other components. Ask about added benefits such as towing, key fob replacement and tire replacement. Endurance Auto Warranty offers a 30-day money-back guarantee.

Endurance Auto Warranty Learn More


CARCHEX provides extended auto warranty coverage and brokers policies from other providers. The company offers plans with terms up to 10 years. The most basic plan covers engine, transmission and drive axle components, including electric vehicles. The company offers a wide range of plans and can customize a quote for your situation, including wrap policies to supplement pre-owned car warranties. Roadside assistance, rental car and towing benefits are available. Customers can choose their own repair facility. CARCHEX extended auto warranties come with a 30-day money back guarantee.

CARCHEX Learn More


CarShield offers five levels of coverage and a plan for motorcycles and ATVs. All car contracts come with towing coverage. You can add coverage to its basic engine and transmission plan that includes air conditioning and factory-installed radio, along with cooling, steering, electrical systems, suspension, brakes, fuel delivery, electronics, turbocharger and gaskets. Choose any ASE-certified mechanic. CarShield offers financing payment plans and a 30-day money-back guarantee.

CarShield (800) 355-5671

Protect My Car

Protect My Car has three levels of traditional coverage and a line called Ambassador Maintenance, which offers discounts on car repairs and maintenance coverage. Basic coverage for high-mileage vehicles covers the engine, transmission, electrical, drive axles and fuel system. All plans come with a $100 deductible and pay 100% of repairs after that is met. Select and Supreme plans cover brake components. Coverage includes oil changes, rental car, roadside assistance and tire rotations. Plans include a 30-day money-back guarantee. Your warranty is transferable to a new owner if you sell your car. Ask about student and military discounts.

Protect My Car

Concord Auto Protect

Concord Auto Protect offers Premium, Advanced and Powertrain contracts. The premium plan covers air conditioning, all-wheel drive and anti-lock brakes. All plans include rental car coverage, towing and roadside assistance. Customers can choose any repair facility. Call for a quote. Concord Auto Protect offers a 30-day money-back guarantee with all plans.

Concord Auto Protect

Omega Auto Care

Omega Auto Care has Powertrain, Used Stated Coverage and New Exclusionary coverage for cars up to 15 model years old with up to 250,000 miles. The Powertrain Enhanced plan covers the engine, transmission, transfer case, seals and gaskets, hybrid (except battery), air conditioning, cooling, electrical system and fuel system. Navigation system coverage is available with the exclusionary plan. Roadside assistance, rental car assistance, towing, flat tire changing, battery help and lockout assistance are included. Omega Auto Care is accepted at any licensed repair facility.

Omega Auto Care

Zurich Vehicle Service Contract

Zurich Vehicle Service Contract covers cars, trucks, motorcycles and powersports vehicles. Five levels of service available: Rental Plus, which covers roadside assistance, rental car and trip interruption; Powertrain, which covers engine, drive axle, transmission and transfer case; Standard, which also includes suspension, steering, heating and air conditioning, electrical and brakes; Preferred, which adds cooling system; and Comprehensive, which is exclusionary. Customers pay upfront or monthly. Zurich Vehicle Service Contract plans can be transferred to a new owner.

Zurich Vehicle Service Contract

Ourisman Chevrolet of Baltimore

Ourisman Chevrolet of Baltimore offers Silver or Platinum extended warranties with rental car coverage, towing, roadside assistance and trip interruption reimbursement. The company also offers wrap coverage. Your deductible is waived if you get repairs at the dealership. Repairs are covered at certified GM and Chevrolet repair centers. Ourisman Chevrolet of Baltimore is located at 6633 Security Blvd., Baltimore, MD 21207.

Ourisman Chevrolet of Baltimore